Canada GST/HST Credit June 2025: With inflation continuing to stretch household budgets in 2025, financial relief programs like the Canada GST/HST Credit have become more vital than ever. This credit helps low- and middle-income Canadians recover part of the federal sales tax they pay on everyday purchases—from groceries to fuel. And with an increase in the payment amount this year, it’s designed to provide a bit more breathing room for those struggling with the rising cost of living.
The Canada GST/HST Credit June 2025 has undergone a few important updates, including a modest 2.8% boost in payment amounts. This article breaks down the latest changes, including who qualifies, how much you can receive, and exactly when payments will be issued. Whether you’re an individual or a family, understanding your eligibility could mean hundreds of dollars back in your pocket.
Canada GST/HST Credit June 2025: What You Need to Know
The Canada GST/HST Credit June 2025 is a tax-free, quarterly payment that helps Canadians offset the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) they pay on everyday items. It’s automatically calculated based on your income and family size when you file your income taxes.
For 2025, the program has been slightly expanded to reflect inflation, offering larger payments to eligible individuals and families. The CRA issues these payments four times a year, and no separate application is required—just file your taxes.
Overview Table: Canada GST/HST Credit June 2025
Category | Details |
Program Name | Canada GST/HST Credit |
Eligibility Age | 19+ (or younger if married or a parent) |
Annual Payment (Single) | Up to $337 |
Annual Payment (Couples) | Up to $704 |
Per Child Amount | Up to $185 per child under 19 |
Payment Dates | June 5, Oct 5, Jan 5, Apr 5 |
Application Required? | No – auto-assessed via tax return |
Income Limit (Single) | Approx. $52,000 |
Income Limit (Family) | $58,000–$65,000 based on number of children |
Payment Type | Tax-free; direct deposit or cheque |
What Exactly Is the Canada GST/HST Credit?
This federal benefit is designed to return some of the indirect tax costs paid by low- and modest-income Canadians. The GST is a 5% federal tax applied to most goods and services. In several provinces, it is combined with the provincial tax to form the Harmonized Sales Tax (HST). These taxes impact all Canadians, but they affect lower-income earners more heavily.
To help address that, the Canada Revenue Agency issues the GST/HST credit as a direct, tax-free payment to those who qualify, helping offset some of their expenses throughout the year.
What’s New with the Canada GST/HST Credit in June 2025?
In 2025, the Canadian government implemented a 2.8% increase in GST/HST credit payments. This modest rise is designed to adjust for inflation and ensure that the value of the credit doesn’t fall behind the cost of living.
While it may not seem like a huge jump, every dollar counts—especially for families managing high expenses and individuals living on fixed incomes. This update ensures more meaningful support in the current economic climate.
Updated Payment Amounts for 2025
Here are the maximum annual amounts for the Canada GST/HST Credit in 2025:
- Single individuals: Up to $337
- Married/common-law couples: Up to $704
- Each child under 19: Up to $185
A family of four (two parents and two children) could receive more than $1,000 per year, entirely tax-free. These amounts are based on your net family income, so not everyone will receive the maximum.
Payment Dates: When Will You Receive the GST/HST Credit?
The GST/HST credit is paid quarterly, giving recipients predictable income support throughout the year. The upcoming payment dates are:
June 5, 2025
October 5, 2025
January 5, 2026
April 5, 2026
If you’re enrolled in direct deposit, the money will go straight into your account. If not, you’ll receive a cheque in the mail. For quicker and safer access, direct deposit is strongly recommended.
Who Qualifies for the Canada GST/HST Credit in 2025?
Eligibility is based on income and residency. You must:
- Be at least 19 years old
- Be a Canadian resident for tax purposes
- Have filed a tax return for the previous year
- Meet the income thresholds set by the CRA
Income Thresholds:
Singles: Up to $52,000
Families: $58,000 to $65,000 (depending on number of children)
Even if your income slightly exceeds these figures, you may still be eligible for a reduced amount.
How to Apply for the Canada GST/HST Credit
There is no separate application process. Simply file your annual tax return, and the CRA will automatically determine if you’re eligible. This applies even if you didn’t earn income during the year.
Final Thought
The Canada GST/HST Credit June 2025 offers essential financial support to individuals and families facing rising living costs. With payment increases, easy access through tax returns, and clearly defined schedules, this program continues to deliver meaningful help to those who need it most.
If you haven’t already filed your tax return or set up direct deposit with the CRA, now is the time. A few simple steps could unlock hundreds of dollars in tax-free payments—starting with the next payment on June 5, 2025.